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What to do if you can't afford traditional health insurance
door Doretha Sternberg (12-05-2025)
Finding health insurance isn't exactly fun (or cheap). These five alternatives to conventional health insurance may help, depending on your needs.
Khwanchai Phanthong/EyeEm/Getty Images
The doesn't seem to be on its way out anytime soon, and it shows in the numbers: In 2018, 27.5 million people didn't have health insurance at any point during the year. It's not hard to believe, when the cost of health insurance keeps creeping up, with the average cost of a family plan surpassing $20,000 per year in 2019. With costs at a high and medical cost transparency seemingly at a low, it's no wonder that Americans are looking for new ways to pay for healthcare services. This guide explains five alternatives to shopping on the federal exchange for health insurance, and how you might be able to save money on healthcare without giving up the benefits you need. Read more: Best life insurance companies for 2020
But if you qualify for membership and happily adhere to the sort of lifestyle mandated by a cost-sharing organization, the benefits are many: Medi-Share offers 24/7 Samaritan Ministries, Sedera Health and Liberty HealthShare. View this post on InstagramA post shared by Samaritan Ministries Int'l (@samaritanmin) on Jan 29, 2020 at 3:52pm PST
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